Buyers
Navigating the home buying journey can feel mysterious and scary. My goal is to help make your home buying journey smooth and enjoyable. I'll guide you through every step and ensure you get the best deal and find the perfect place to call home.
Every buyers journey is unique. Let’s walk through yours together.
Process
Find out how I help buyers throughout the home buying process
We know the journey to homeownership can be a little overwhelming. I will work to make sure you are fully informed and ready for every step of the process. We will gather information to get an understanding of your needs, preferences, budget and any additional amenities to help me find your dream home.
In this step, you will choose a trusted lender that best aligns with your needs to secure a pre-approval. A robust pre-approval empowers you to stand out among other buyers.
Utilizing our market knowledge, we will identify suitable properties that align with your criteria, arrange viewing times, and accompany you to provide entry.
We will craft a compelling offer that aligns with market conditions and the property's value. Negotiate with the seller to secure favorable terms, such as price adjustments, repairs, and additional inclusions.
I will facilitate professional home inspections to identify any potential issues not immediately apparent, address concerns, and potentially negotiate terms based on inspection findings, ensuring a clear understanding of the property.
This marks the closing process, the final step to obtaining your keys. I will work to finalize paperwork and complete the transaction coordinating with necessary parties to ensure a smooth transition into your new home.
My Newsletter
Sign up for my newsletter to receive information on real estate, market trends, and tips.
Questions Buyers Have
If you're a buyer, I know you still have questions, here are the most commons questions I get asked.
The first question you need to ask yourself is: How much house can I afford? It is really important to have a good home budget. So, how do you know how much house you can afford? You want to try and keep your mortgage payments to no more than 25% of your monthly income (including property taxes, Insurance, HOA if applicable and Private mortgage insurance.
Aim for a down payment of at least 20%. Why? a bigger down payment means smaller monthly payments, less debt and less risk for you! Plus, a 20% down payment will keep you from having to pay private mortgage insurance. (PMI- Insurance that protects your lender, not you, in case you don't make your payments).
If you're buying your first home, it's okay to put 5%-10% down. Also keep in mind there are programs that you don't have to put any money down!
As a ballpark estimate you will pay 3-4% of your homes purchase price in closing costs.
The answer to this question isn't always easy to find on your own, which is why you absolutely need to get a home inspection before you buy. Sure, the seller is responsible to report any problems, but they could always leave something out (accidentally or intentionally).
A good home inspection will give you info on safety and performance of things like the roof, foundation, electrical system, HVAC system and plumbing. If any red flags pop up, you can either pass on the house, request the homeowner resolve some or all of the issues before closing, or see if you can negotiate for a lower price and fix the problems yourself once the home is yours.
